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znaexternal - Sign In Connecting to Sign in with lies to you, you are not authorized to access or use any of the information on the Online Services. Zurich NA makes no representation that the information, opinions, advice or other content on the Online Services (collectively, "Content") is appropriate or that its products and services are available outside of the United States. Those who choose to access the Online Services from other locations do so at their own risk and are responsible for compliance with applicable local laws. Not all of the products and services described on this Online Services are available in all geographic areas. You may not be eligible for all of the insurance products and services described in the Online Services. Zurich NA reserves the right to determine all eligibility for such products and services in its sole discretion. The Online Services may provide a general description of certain types of insurance products, coverage and services available through Zurich NA. These descriptions are not a part of an insurance contract or policy and do not amend, revise or alter the terms of any policy issued through or services provided by Zurich NA. Zurich NA does not guarantee a particular outcome and further assumes no liability in connection with the providing of these products and services. Risk engineering services are provided by The Zurich Services Corporation. 3. Accounts In order to access some features of the Online Services, you may have to create an account. When creating your account you must provide accurate and complete information. You are responsible for maintaining the confidentiality of your user name and password. You may not share your password with or transfer your password to any third party. You are responsible for all uses of your user name and password, and any and all related charges, whether or not authorized by you. You agree to immediately notify Zurich NA of any unauthorized use of your password or user name or any other breach of security. Until Zurich NA is properly notified of a breach of security by either e-mail notice at corporate.law@zurichna.com or written notice by U.S. mail addressed to Zurich American Insurance Company, 1299 Zurich Way, Schaumburg, Illinois, 60196-1056, Attn: Privacy Office, privacy.office@zurichna.com , Fax: 1-866-276-6913, you will remain responsible for any unauthorized use of the Online Services occurring under your user name and password. You will not violate, or assist in violating, the security of the Online Services, whether intentionally, negligently or otherwise. You will not attempt to utilize another user’s account, user name, password, or persona without authorization from that user. For purposes of identification, billing and marketing, you agree to provide Zurich NA with accurate, complete, and updated information required by registration to our service ("Registration Data"), including your legal name, address, telephone number(s), e-mail and, where required, applicable payment data (e.g., credit card number and expiration date). Zurich NA reserves the right to verify the accuracy of all Registration Data. You agree to promptly notify us of any change in your Registration Data. Failure to comply with this provision may result in immediate suspension or termination of your right to use the Online Services. 4. No Professional Advice The Content available on the Online Services is intended to be a general information resource regarding the matters covered, and is not tailored to your specific circumstance. It is not offered as legal, accounting or other professional advice. The Online Services are not intended for use by minors. YOU SHOULD EVALUATE ALL INFORMATION, OPINIONS AND ADVICE AVAILABLE ON THE ONLINE SERVICES IN CONSULTATION WITH YOUR INSURANCE SPECIALIST, OR WITH YOUR LEGAL, TAX, FINANCIAL OR OTHER ADVISOR, AS APPROPRIATE. 5. Your Use of Content The Online Services are protected by copyright as a collective work and/or compilation, pursuant to U.S. copyright laws, international conventions and other laws. Unless otherwise indicated, the Content, including, but not limited to, graphic images, buttons, layout, trademarks, service marks, logos, text, and other materials contained in the Online Services are the exclusive property of Zurich NA or its third party licensors; except as otherwise set forth in this Section 6. Except as expressly provided under this Section, you may not use, reproduce, modify, transmit, distribute, or publicly display or operate the Online Services or a portion thereof without the prior written permission of Zurich NA. You are only authorized to view, use, copy for your records and download small portions of the Content (including without limitation text, graphics, software, audio and video files and photos) of the Online Services for your informational, non-commercial use, provided that you leave all the copyright notices, including copyright management information, or other proprietary notices intact. You may not store, modify, reproduce, transmit, reverse engineer or distribute a significant portion of the Content on the Online Services, or the design or layout of the Online Services or individual sections of it, in any form or media. The systematic retrieval of data from the Online Services is also prohibited. The commercial use, reproduction, transmission or distribution of any information, software or other material available through the Online Services without the prior written consent of Zurich NA is strictly prohibited. 6. Your Content and Conduct E-mail submissions over the Internet may not be secure and are subject to the risk of interception by third parties. Please consider this fact before e-mailing any information. Also, please consult our Privacy Policy, available at https://www.zurichna.com/en/services/privacy-policy . You agree not to submit or transmit any e-mails or materials through the Online Services that (i) are defamatory, threatening, obscene or harassing, (ii) contain a virus, worm, Trojan horse or any other harmful component, (iii) incorporate copyrighted or other proprietary material of any third party without that party’s permission or (iv) otherwise violate any applicable laws. Zurich NA shall not be subject to any obligations of confidentiality regarding any information or materials that you submit online except as specified in these Legal Terms, or as set forth in any additional terms and conditions relating to specific products or services, or as otherwise specifically agreed or required by law. The Online Services may allow you to communicate with others through message boards and other features. When your account is used to submit, post, or add content to the services, you agree to accept sole responsibility for, and assume liability associated with, such content, including the information, statements, facts, and material contained in any form or medium. By submitting or posting content to or through the Online Services, you agree to grant, and hereby grant, Zurich NA a worldwide, royalty free, perpetual, irrevocable, non-exclusive and freely sublicensable right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display such content anywhere, for any purpose, in any form or medium now known or hereafter developed. Zurich NA reserves the right to review, edit, refuse to post, or to remove any of your content, in whole or in part, at any time. 7. Termination Zurich NA may terminate the right of any user to access the Online Services at any time, with or without cause, in Zurich NA’s absolute discretion and without notice. Any statement in the Legal Terms or elsewhere on the Online Services of specific grounds for termination of a user’s right to access the Online Services shall in no manner limit Zurich NA’s absolute right to terminate any user’s access to the Online Services. 8. Digital Millennium Copyright Act Take-Down...